Deposit Message: 20+ WhatsApp Deposit Received Templates

Confirm deposits and credits with the amount, date and masked account. Copy a deposit message and send it from a Google Sheet.

Updated October 2026. 23 templates, all copy-paste ready.

Preview

Dear {{Name}}, Cash has been deposited to your {{Bank}} account ending {{Last 4 digits}}. 💰 Amount: Rs. {{Amount}} 🏦 Branch: {{Branch}} 📅 Date: {{Date}} 💳 Available balance: Rs. {{Balance}} Not you? Call {{Helpline}} right away.

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Every {{placeholder}} fills from the Google Sheet column with the same name.

Cash and cheque deposit message templates

Confirm the amount, the mode and the account. For cheques, say when the money becomes available.

Template 1

Dear {{Name}}, Cash has been deposited to your {{Bank}} account ending {{Last 4 digits}}. 💰 Amount: Rs. {{Amount}} 🏦 Branch: {{Branch}} 📅 Date: {{Date}} 💳 Available balance: Rs. {{Balance}} Not you? Call {{Helpline}} right away.

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Template 2

Hi {{Name}}, we have received your cheque. 🧾 Cheque no.: {{Cheque No.}} 💰 Amount: Rs. {{Amount}} 📅 Received on: {{Date}} 🏦 Credit to account ending {{Last 4 digits}} by {{Clearing Date}} It will be cleared and credited by then. Team {{Bank}}

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Template 3

Dear {{Name}}, A cash deposit was made to your account ending {{Last 4 digits}}. 💰 Amount: Rs. {{Amount}} 👤 Deposited by: {{Depositor Name}} at {{Branch}} 📅 Date: {{Date}} 🧾 Receipt no.: {{Receipt No.}} Questions? Reply here or call {{Helpline}}.

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Bank payment message for NEFT, IMPS and UPI credits

Online credits move fast, so name the sender and the reference number. That is how customers match the payment.

Template 4

Hi {{Name}}, money received in your {{Bank}} account ending {{Last 4 digits}} via UPI. 💰 Amount: Rs. {{Amount}} 👤 From: {{Sender Name}} 📅 {{Date}} at {{Time}} 🧾 UPI Ref: {{Reference No.}} 💳 Balance: Rs. {{Balance}} You never need a UPI PIN to receive money.

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Template 5

Dear {{Name}}, An NEFT credit has reached your account ending {{Last 4 digits}}. 💰 Amount: Rs. {{Amount}} 👤 From: {{Sender Name}} 📅 Date: {{Date}} 🧾 UTR: {{UTR No.}} If you do not recognise this payment, call {{Helpline}} before you use the funds.

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Template 6

{{Name}}, IMPS received. 💰 Amount: Rs. {{Amount}} from {{Sender Name}} 🏦 Credited to account ending {{Last 4 digits}} 🧾 Ref {{Reference No.}}, {{Date}} at {{Time}} 💳 Available balance: Rs. {{Balance}} Team {{Bank}}

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Salary credited SMS format and WhatsApp messages

Two senders here: the bank telling the employee, and the employer telling the team. Both need the month and the amount.

Template 7

Dear {{Name}}, Your salary for {{Month}} has been credited to your {{Bank}} account ending {{Last 4 digits}}. 💰 Amount: Rs. {{Amount}} 📅 Date: {{Date}} 💳 Available balance: Rs. {{Balance}} Team {{Bank}}

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Template 8

Hi {{Name}}, your salary for {{Month}} is credited. 💰 Net pay: Rs. {{Net Pay}} 📎 Your payslip is attached For questions about deductions, write to {{HR Email}} or reply here. HR Team, {{Company Name}}

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Template 9

Dear {{Name}}, your {{Month}} salary is credited along with a performance bonus. 🎁 Bonus: Rs. {{Bonus Amount}} 💰 Total credit: Rs. {{Amount}} 🏦 Account ending {{Last 4 digits}} Thank you for a great quarter. {{Company Name}}

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Fixed deposit booked and matured messages

FD messages carry more numbers. Give the principal, rate, tenure and maturity date as a short list.

Template 10

Dear {{Name}}, Your fixed deposit is booked. 🧾 FD no.: {{FD No.}} 💰 Amount: Rs. {{Amount}} at {{Rate}}% p.a. for {{Tenure}} months 📅 Maturity date: {{Maturity Date}} 💰 Maturity value: Rs. {{Maturity Amount}} Your FD advice is attached. Team {{Bank}}

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Template 11

Hi {{Name}}, your FD {{FD No.}} matures soon. 📅 Maturity date: {{Maturity Date}} 💰 Maturity value: Rs. {{Maturity Amount}} 🔁 Auto-renews for {{Tenure}} months at the rate on that day unless you tell us otherwise Reply CLOSE or call {{Helpline}} to withdraw.

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Template 12

{{Name}}, your FD {{FD No.}} has matured. 💰 Rs. {{Maturity Amount}} credited to your savings account ending {{Last 4 digits}} 📅 Date: {{Date}} Want to book a new FD at {{Rate}}% p.a.? Reply YES and we will call you.

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Bank transaction message format for credit and debit alerts

The standard alert layout: account, amount, type, date, reference and balance. Keep the order the same every time.

Template 13

{{Bank}}: Account credit alert 🏦 A/c: {{Masked No.}} 💰 Credited: Rs. {{Amount}} by {{Mode}} 📅 Date: {{Date}}, Ref {{Reference No.}} 💳 Avl Bal: Rs. {{Balance}} Not you? Call {{Helpline}}.

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Template 14

{{Bank}}: Account debit alert 🏦 A/c: {{Masked No.}} 💰 Debited: Rs. {{Amount}} at {{Merchant Name}} 📅 Date: {{Date}}, Ref {{Reference No.}} 💳 Avl Bal: Rs. {{Balance}} If this was not you, call {{Helpline}} to block your card now.

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Template 15

Dear {{Name}}, Transaction alert for your account ending {{Last 4 digits}}. 📌 Type: {{Credit or Debit}} 💰 Amount: Rs. {{Amount}} 📅 Date: {{Date}} 🧾 Reference: {{Reference No.}} 💳 Balance: Rs. {{Balance}} Team {{Bank}}

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Deposit received messages for orders, bookings and admissions

Not just banks. Shops, builders and schools confirm advance payments the same way, with a receipt and the next step.

Template 16

Hi {{Name}}, we have received your advance. 💰 Amount: Rs. {{Amount}} for order {{Order No.}} 📅 Received on: {{Date}} 💳 Balance due on delivery: Rs. {{Balance Due}} 🚚 Expected delivery: {{Delivery Date}} Thank you, {{Business Name}}

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Template 17

Dear {{Parent Name}}, We have received the admission deposit for {{Student Name}}, Class {{Class}}, session {{Session}}. 💰 Amount: Rs. {{Amount}} 🧾 Receipt no.: {{Receipt No.}} (attached) 📅 Balance fee due by {{Due Date}} {{School Name}}

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Template 18

Hello {{Name}}, your security deposit is received. 💰 Amount: Rs. {{Amount}} for {{Property or Item}} 📅 Received via {{Mode}} on {{Date}} 📎 Your receipt is attached It is refundable as per the terms at {{Link}}. Team {{Business Name}}

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Deposit SMS versions under 160 characters

For customers without data, or as a backup record. Each one fits a single SMS. Keep the sender name and the helpline.

SMS 1

{{Bank}}: Rs. {{Amount}} deposited to A/c {{Masked No.}} on {{Date}}. Avl Bal Rs. {{Balance}}. Not you? Call {{Helpline}}.

122/160 characters

SMS 2

{{Bank}}: Salary of Rs. {{Amount}} for {{Month}} credited to A/c {{Masked No.}} on {{Date}}. Avl Bal Rs. {{Balance}}.

117/160 characters

SMS 3

Dear {{Name}}, UPI credit of Rs. {{Amount}} from {{Sender Name}} received. Ref {{Reference No.}}. No PIN is needed to receive money. {{Bank}}

141/160 characters

SMS 4

{{Bank}}: Cheque {{Cheque No.}} for Rs. {{Amount}} received. Credit to A/c {{Masked No.}} by {{Clearing Date}}. Helpline {{Helpline}}

133/160 characters

SMS 5

{{School Name}}: Admission deposit of Rs. {{Amount}} received for {{Student Name}}, Class {{Class}}. Receipt {{Receipt No.}}. Balance due {{Due Date}}.

151/160 characters

What a deposit message must include

A clear deposit message lets the reader match the credit to their own records in one glance, and spot a wrong one just as fast.

  • The account holder's or payer's name
  • The amount credited, in Rs.
  • The mode: cash, cheque, UPI, NEFT, IMPS or salary
  • A masked account number, last four digits only
  • The date, and the time for online credits
  • A reference, UTR, cheque or receipt number
  • The updated balance, or the balance still due
  • A helpline to report a credit the customer does not recognise

Mask the account to its last four digits and add a helpline for unknown credits. Never ask for an OTP or UPI PIN: no one needs it to send money.

Common mistakes in deposit messages

  • Leaving out the reference or UTR number, so the customer cannot match the credit to the sender.
  • Showing the full account number instead of the last four digits.
  • No balance or amount due, which sends people to the app or the branch to check.
  • Adding a link to claim or accept the deposit. It looks exactly like a UPI scam and teaches customers bad habits.

Send deposit messages to your whole list with SheetWA

  1. 1

    Put one customer per row in a Google Sheet, with a column named after every placeholder: name, amount, mode, date, reference number, balance.

  2. 2

    Open SheetWA, paste the template, and each placeholder fills from the sheet column with the same name. Every customer sees their own deposit details.

  3. 3

    Attach the receipt or FD advice PDF, preview a few rows, and send. Delivery and read status come back to the sheet.

  4. Bulk WhatsApp senderSend from Google Sheets
Sending deposit messages from Google Sheets with SheetWA

Frequently asked questions

What is a deposit message?

A deposit message is a short alert that confirms money has reached an account. It names the amount, the mode such as cash, cheque or UPI, the date, a reference number and the new balance. Banks send one for every credit. Businesses and schools send one when they receive an advance or an admission deposit.

What is the bank transaction message format?

Most Indian banks follow the same order: bank name, masked account number, credited or debited, amount, date, mode and reference number, then the available balance and a helpline. Keeping that order lets customers read the alert in a second and spot anything wrong.

What is the salary credited SMS format?

A typical salary credited SMS reads: {{Bank}}: Salary of Rs. {{Amount}} for {{Month}} credited to A/c {{Masked No.}} on {{Date}}. Avl Bal Rs. {{Balance}}. Employers often follow it with a WhatsApp message from HR that gives the net pay and attaches the payslip.

How do I write a bank payment message to a customer?

State the amount, who paid, the mode, the date and the reference number, then the updated balance. Mask the account number and add a helpline for disputes. Never add a link that asks the customer to accept the payment, because that is how UPI scams work.

How do I know a deposit message on WhatsApp is genuine?

A genuine message comes from the bank's verified business number, shows only the last four digits of your account, and never asks for an OTP, PIN or card details. If a message asks you to enter your UPI PIN to receive money, it is a scam. Check the credit in your bank app before you act on it.

Can a school or business send a deposit received message?

Yes. Schools confirm admission deposits, shops confirm order advances and landlords confirm security deposits. Use the same structure as a bank alert: amount, mode, date, receipt number and the balance due. Attach the receipt as a PDF so the payer has a record.

Can I send deposit messages in bulk from a Google Sheet?

Yes. Put one customer per row with columns for name, amount, date and reference, paste a template into SheetWA, and send one personalised message per row from your own WhatsApp number. For alerts triggered by your core banking or billing system, use the SheetWA WhatsApp API with approved templates.

How soon should a deposit message go out?

Within minutes of the credit. A fast alert reassures the customer, and it is the first warning if money was deposited in error or by fraud. For daily batches, such as salary runs or school admission deposits, send them the same day from a sheet.