Confirm deposits and credits with the amount, date and masked account. Copy a deposit message and send it from a Google Sheet.
Updated October 2026. 23 templates, all copy-paste ready.
Preview
Dear {{Name}}, Cash has been deposited to your {{Bank}} account ending {{Last 4 digits}}. 💰 Amount: Rs. {{Amount}} 🏦 Branch: {{Branch}} 📅 Date: {{Date}} 💳 Available balance: Rs. {{Balance}} Not you? Call {{Helpline}} right away.
10:24Every {{placeholder}} fills from the Google Sheet column with the same name.
Confirm the amount, the mode and the account. For cheques, say when the money becomes available.
Dear {{Name}}, Cash has been deposited to your {{Bank}} account ending {{Last 4 digits}}. 💰 Amount: Rs. {{Amount}} 🏦 Branch: {{Branch}} 📅 Date: {{Date}} 💳 Available balance: Rs. {{Balance}} Not you? Call {{Helpline}} right away.
10:24Hi {{Name}}, we have received your cheque. 🧾 Cheque no.: {{Cheque No.}} 💰 Amount: Rs. {{Amount}} 📅 Received on: {{Date}} 🏦 Credit to account ending {{Last 4 digits}} by {{Clearing Date}} It will be cleared and credited by then. Team {{Bank}}
10:24Dear {{Name}}, A cash deposit was made to your account ending {{Last 4 digits}}. 💰 Amount: Rs. {{Amount}} 👤 Deposited by: {{Depositor Name}} at {{Branch}} 📅 Date: {{Date}} 🧾 Receipt no.: {{Receipt No.}} Questions? Reply here or call {{Helpline}}.
10:24Online credits move fast, so name the sender and the reference number. That is how customers match the payment.
Hi {{Name}}, money received in your {{Bank}} account ending {{Last 4 digits}} via UPI. 💰 Amount: Rs. {{Amount}} 👤 From: {{Sender Name}} 📅 {{Date}} at {{Time}} 🧾 UPI Ref: {{Reference No.}} 💳 Balance: Rs. {{Balance}} You never need a UPI PIN to receive money.
10:24Dear {{Name}}, An NEFT credit has reached your account ending {{Last 4 digits}}. 💰 Amount: Rs. {{Amount}} 👤 From: {{Sender Name}} 📅 Date: {{Date}} 🧾 UTR: {{UTR No.}} If you do not recognise this payment, call {{Helpline}} before you use the funds.
10:24{{Name}}, IMPS received. 💰 Amount: Rs. {{Amount}} from {{Sender Name}} 🏦 Credited to account ending {{Last 4 digits}} 🧾 Ref {{Reference No.}}, {{Date}} at {{Time}} 💳 Available balance: Rs. {{Balance}} Team {{Bank}}
10:24Two senders here: the bank telling the employee, and the employer telling the team. Both need the month and the amount.
Dear {{Name}}, Your salary for {{Month}} has been credited to your {{Bank}} account ending {{Last 4 digits}}. 💰 Amount: Rs. {{Amount}} 📅 Date: {{Date}} 💳 Available balance: Rs. {{Balance}} Team {{Bank}}
10:24Hi {{Name}}, your salary for {{Month}} is credited. 💰 Net pay: Rs. {{Net Pay}} 📎 Your payslip is attached For questions about deductions, write to {{HR Email}} or reply here. HR Team, {{Company Name}}
10:24Dear {{Name}}, your {{Month}} salary is credited along with a performance bonus. 🎁 Bonus: Rs. {{Bonus Amount}} 💰 Total credit: Rs. {{Amount}} 🏦 Account ending {{Last 4 digits}} Thank you for a great quarter. {{Company Name}}
10:24FD messages carry more numbers. Give the principal, rate, tenure and maturity date as a short list.
Dear {{Name}}, Your fixed deposit is booked. 🧾 FD no.: {{FD No.}} 💰 Amount: Rs. {{Amount}} at {{Rate}}% p.a. for {{Tenure}} months 📅 Maturity date: {{Maturity Date}} 💰 Maturity value: Rs. {{Maturity Amount}} Your FD advice is attached. Team {{Bank}}
10:24Hi {{Name}}, your FD {{FD No.}} matures soon. 📅 Maturity date: {{Maturity Date}} 💰 Maturity value: Rs. {{Maturity Amount}} 🔁 Auto-renews for {{Tenure}} months at the rate on that day unless you tell us otherwise Reply CLOSE or call {{Helpline}} to withdraw.
10:24{{Name}}, your FD {{FD No.}} has matured. 💰 Rs. {{Maturity Amount}} credited to your savings account ending {{Last 4 digits}} 📅 Date: {{Date}} Want to book a new FD at {{Rate}}% p.a.? Reply YES and we will call you.
10:24The standard alert layout: account, amount, type, date, reference and balance. Keep the order the same every time.
{{Bank}}: Account credit alert 🏦 A/c: {{Masked No.}} 💰 Credited: Rs. {{Amount}} by {{Mode}} 📅 Date: {{Date}}, Ref {{Reference No.}} 💳 Avl Bal: Rs. {{Balance}} Not you? Call {{Helpline}}.
10:24{{Bank}}: Account debit alert 🏦 A/c: {{Masked No.}} 💰 Debited: Rs. {{Amount}} at {{Merchant Name}} 📅 Date: {{Date}}, Ref {{Reference No.}} 💳 Avl Bal: Rs. {{Balance}} If this was not you, call {{Helpline}} to block your card now.
10:24Dear {{Name}}, Transaction alert for your account ending {{Last 4 digits}}. 📌 Type: {{Credit or Debit}} 💰 Amount: Rs. {{Amount}} 📅 Date: {{Date}} 🧾 Reference: {{Reference No.}} 💳 Balance: Rs. {{Balance}} Team {{Bank}}
10:24Not just banks. Shops, builders and schools confirm advance payments the same way, with a receipt and the next step.
Hi {{Name}}, we have received your advance. 💰 Amount: Rs. {{Amount}} for order {{Order No.}} 📅 Received on: {{Date}} 💳 Balance due on delivery: Rs. {{Balance Due}} 🚚 Expected delivery: {{Delivery Date}} Thank you, {{Business Name}}
10:24Dear {{Parent Name}}, We have received the admission deposit for {{Student Name}}, Class {{Class}}, session {{Session}}. 💰 Amount: Rs. {{Amount}} 🧾 Receipt no.: {{Receipt No.}} (attached) 📅 Balance fee due by {{Due Date}} {{School Name}}
10:24Hello {{Name}}, your security deposit is received. 💰 Amount: Rs. {{Amount}} for {{Property or Item}} 📅 Received via {{Mode}} on {{Date}} 📎 Your receipt is attached It is refundable as per the terms at {{Link}}. Team {{Business Name}}
10:24For customers without data, or as a backup record. Each one fits a single SMS. Keep the sender name and the helpline.
{{Bank}}: Rs. {{Amount}} deposited to A/c {{Masked No.}} on {{Date}}. Avl Bal Rs. {{Balance}}. Not you? Call {{Helpline}}.
122/160 characters
{{Bank}}: Salary of Rs. {{Amount}} for {{Month}} credited to A/c {{Masked No.}} on {{Date}}. Avl Bal Rs. {{Balance}}.
117/160 characters
Dear {{Name}}, UPI credit of Rs. {{Amount}} from {{Sender Name}} received. Ref {{Reference No.}}. No PIN is needed to receive money. {{Bank}}
141/160 characters
{{Bank}}: Cheque {{Cheque No.}} for Rs. {{Amount}} received. Credit to A/c {{Masked No.}} by {{Clearing Date}}. Helpline {{Helpline}}
133/160 characters
{{School Name}}: Admission deposit of Rs. {{Amount}} received for {{Student Name}}, Class {{Class}}. Receipt {{Receipt No.}}. Balance due {{Due Date}}.
151/160 characters
A clear deposit message lets the reader match the credit to their own records in one glance, and spot a wrong one just as fast.
Mask the account to its last four digits and add a helpline for unknown credits. Never ask for an OTP or UPI PIN: no one needs it to send money.
Put one customer per row in a Google Sheet, with a column named after every placeholder: name, amount, mode, date, reference number, balance.
Open SheetWA, paste the template, and each placeholder fills from the sheet column with the same name. Every customer sees their own deposit details.
Attach the receipt or FD advice PDF, preview a few rows, and send. Delivery and read status come back to the sheet.

Tell borrowers their loan is sanctioned, with the amount, tenure, rate and next step.
Remind borrowers of the EMI amount, due date and how to pay, before and after it falls due.
Tell borrowers their EMI debit failed, the bounce charge, the retry date and how to pay.
Offer personal loans with the amount, rate and one clear next step, plus an opt-out.
Confirm a payment with the amount, date, mode and reference, plus the receipt.
Remind cardholders of the total due, minimum due and due date, and confirm payments.
Remind customers what they owe and by when, from a friendly nudge to a final notice.
A deposit message is a short alert that confirms money has reached an account. It names the amount, the mode such as cash, cheque or UPI, the date, a reference number and the new balance. Banks send one for every credit. Businesses and schools send one when they receive an advance or an admission deposit.
Most Indian banks follow the same order: bank name, masked account number, credited or debited, amount, date, mode and reference number, then the available balance and a helpline. Keeping that order lets customers read the alert in a second and spot anything wrong.
A typical salary credited SMS reads: {{Bank}}: Salary of Rs. {{Amount}} for {{Month}} credited to A/c {{Masked No.}} on {{Date}}. Avl Bal Rs. {{Balance}}. Employers often follow it with a WhatsApp message from HR that gives the net pay and attaches the payslip.
State the amount, who paid, the mode, the date and the reference number, then the updated balance. Mask the account number and add a helpline for disputes. Never add a link that asks the customer to accept the payment, because that is how UPI scams work.
A genuine message comes from the bank's verified business number, shows only the last four digits of your account, and never asks for an OTP, PIN or card details. If a message asks you to enter your UPI PIN to receive money, it is a scam. Check the credit in your bank app before you act on it.
Yes. Schools confirm admission deposits, shops confirm order advances and landlords confirm security deposits. Use the same structure as a bank alert: amount, mode, date, receipt number and the balance due. Attach the receipt as a PDF so the payer has a record.
Yes. Put one customer per row with columns for name, amount, date and reference, paste a template into SheetWA, and send one personalised message per row from your own WhatsApp number. For alerts triggered by your core banking or billing system, use the SheetWA WhatsApp API with approved templates.
Within minutes of the credit. A fast alert reassures the customer, and it is the first warning if money was deposited in error or by fraud. For daily batches, such as salary runs or school admission deposits, send them the same day from a sheet.